Event Date :
January 21, 2027
12:00 PM - 01:30 PM
Venue :
Virtual

This webinar session will be hosted on the Zoom platform. When you sign up for the session, RMTAO staff will send you a link and all necessary details that you can use to access the webinar 'room'.
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Pricing and Registration
Early Bird, Reclaiming Control: A Practical System for Managing Your Practice Finances  Register $45.00 (members) (Regular $55.00)
Early Bird, Reclaiming Control: A Practical System for Managing Your Practice Finances  Register $65.00 (Regular $75.00)
Presented By Terri Rowan

Managing your finances as a self-employed RMT shouldn't be time-consuming or complicated. If you're still struggling, the problem usually isn't a lack of information — it's the absence of a system.

This session introduces a practical Excel-based tool for tracking and managing your income across two timeframes: short-term (weekly and monthly) and long-term (quarterly and yearly). You'll learn how to move your income into digital "envelopes" — dedicated categories for taxes, operating expenses, and savings — so that money is automatically earmarked as it comes in, rather than sorted out after the fact.

Designed specifically for the realities of independent contractors and sole-proprietors, this system removes some of the guesswork from tax season, reduces financial anxiety, and gives you a clear, repeatable process for staying on top of your numbers — without needing an accounting background.

Attendees will leave with a working spreadsheet template and the framework to start using it immediately.

Learning Outcomes:
Upon completion of this webinar, participants will be able to:
  • Apply a systems-based approach to financial management, understanding why building a repeatable process — rather than chasing isolated financial goals — leads to more sustainable, stress-free money management in a self-employed practice.
  • Implement small, consistent financial habits (such as weekly check-ins and automated "envelope" transfers) that reduce the year-end scramble typically associated with tax season and irregular income tracking.
  • Recognize that tax preparedness doesn't require specialized expertise, and leave with a simple system for setting aside the right amount for taxes throughout the year — removing the need to "figure it all out" come filing season.
  • Identify practical self-care and boundary-setting approaches that contribute to long-term career sustainability.
Pratical Takeaways
  • A ready-to-use Excel spreadsheet template for tracking weekly, monthly, quarterly, and yearly income and the confidence to modify it for their own use.
  • A simple "envelope" system for automatically setting aside money for taxes, expenses, and savings
    A repeatable weekly check-in routine that takes minutes, not hours
CMTO Compentencies
  • Maintain Comprehensive Records
  • Comply With Legal Requirements
  • Manage Time and Resources Effectively

About the Presenter:

Terri Rowan, RMT, brings a lifelong interest in building practical systems to her work as a Registered Massage Therapist and sole proprietor in downtown Guelph. Before entering massage therapy, Terri worked in a time-sensitive union environment, where clear processes and reliable systems weren't optional — they were essential to getting things done under pressure. That experience shaped how she approaches the business side of running her own practice: with an emphasis on structure, consistency, and sustainable habits over reactive problem-solving.

Since graduating massage school in 2011, Terri has spent over a decade building, testing, and refining a financial system tailored to the realities of self-employed practice — one designed to reduce stress, simplify tax season, and support long-term sustainability. She also leads a Community Based Network connecting with students and new RMTs, helping them build sustainable practices from the ground up, one system at a time.

Notes:

-Registration Deadline: Wednesday January 20, at 2:30PM

-All webinar registrations are on a first-come, first-served basis due to limited capacity on total registrations per webinar.

-Webinar will be recorded. All registered participants will receive a link to the webinar recording. Access to the recording will be available for up to 3 months from the webinar date.

- Early bird deadline expires 2 weeks before the webinar date.

Recording Consent Disclaimer for RMTAO Webinars:

This webinar will be recorded. By registering for the event, you are providing your consent to being recorded and the use of your image and voice by the RMTAO in replaying the webinar in the future.















Contact Details:
Morgen Flury, RMTAO
416-979-2010 ex. 304
morgen@rmtao.com